The IRS has proposed changes that could make retirement plan rollovers simpler, faster, and more secure—with less reliance on clients and advisory firm staff to coordinate the process.
IRS Notice 2026-49 outlines a more standardized approach emphasizing electronic transfers and direct communication between financial institutions.
Nothing changes today, but the proposal provides a useful look at where rollover processing may be headed.
AEP has prepared a short Bulletin explaining:
- What the IRS is proposing
- What it could mean for CSAs and advisors
- Why firm leaders should pay attention
- What firms should—and shouldn’t—do now
