Understanding and applying the RMD rules for inherited IRAs has become increasingly complex — especially with the IRS’s 2024 updates. Many are confused about RMD timing, exceptions, and the 10-year rule.
To help advisory teams stay compliant and efficient, Advisory Education Partners (AEP) has created a complimentary one-page Inherited IRA RMD Summary Reference Sheet. This quick-reference guide clearly outlines:
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How the SECURE Act and 2024 IRS regulations changed distribution timelines
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The differences between spouse, eligible, and non-eligible beneficiaries
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When annual RMDs are required during the 10-year period
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Key exceptions and planning considerations for firm operations
The reference sheet is designed to reduce errors, save staff time, and improve accuracy when assisting clients with inherited accounts. We have included this useful tool in the RMD lesson of the Financial Advisory Client Service Certificate/FACSC℠ program.
Advisory firm owners and managers can share the guide with client service and operations teams as part of training or compliance resources.
📥 Download your complimentary copy here: RMD Summary for Inherited IRAs
At AEP, our mission is to help firms build capable, confident teams through targeted training, tools, and professional development programs that increase capacity and reduce risk.
The Employee Training & Development Partner For Independent Financial Advisory Firms
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